Hi rusbear,

If you want to protect your skin from being under the sun...And your problem is that you're using a moisturizer that has no UVA/UVB protection on it and that should you use sun block and moisturizer...What I suggest is that why not look for a moisturizer that has a sunscreen protection on it...In that way you will no longer buy a sun block...Coz the moisturizer that has a sunscreen agent in it will help you in both ways.