My husband and I are planning to buy a house within a few years. When we are ready we will find a real estate agent. However i would like to know from you all here who already own in home in the USA, how to go about buying a home. We live in new york city and the morgage rates has gone up within the last few years. Our rent is less than $900 plus bills and the morgages these days are all $1500 and up. So any ideas? keep in mind i dont know much about this so all information will be appreciated. thanks!