When you allow anyone to live with you, you have to set some clear boundries. You and your daughter need to sit down quietly and you need to tell her the rules. You don't say what led to her living with you but she needs to have goals that she is accountable for.
Those should include:
a self sufficient income and proper management of her finances.
Getting her own place by a certain date
Caring for her children
Assisting with household chores and meal preparation
Contributing to household expenses
You need to get off the guilt trip. We all make mistakes, no one is a perfect parent, no one has a perfect childhood. All you can deal with is where you are now, being the best person you can be now and having the best relationship you can have now as adults with your daughter.
The situation with your husband's health is difficult. You need to get some information and create a team for yourself. Find someone, (not a freind) you need people who really KNOW, who understands how medicade/medicare works, also find an attorney who is knowledgeable about this as well. The sooner you take steps to protect your assets and develop a care plan for him the better. Get your husband's power of attorney, a living will and any other legal documents you may need taken care of as soon as possible, this could save you a lot of trouble later. Make certain you understand what will happen when he requires assisted care, the gov plan will make you spend down your and his assets to a certain level before they will step in. You need to have your future and your retirement as protected as possible or you'll spend your golden years living with your daughter!



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