Own house...

**Gamma** · 02-03-2010 08:04 AM

Hi all

I'm fed up and would like my own house but as some of you probably know, I have a health condition which at the moment is badly managed by the docs and I know I will not be able to work for a good few years until they get on with trying to help me. I am currently on benefits but would like to have a house of my own as I would prefer to live on my own but am not sure how I will even afford this.

Any suggestions or ideas are much appreciated.

Kind regards

Gamma

**KMonte85** · 02-03-2010 08:55 AM

instead of getting a house right now, have you considered renting an apartment? Maybe getting some roommates to help? I am not familar with programs they have near you, but are there any housing programs that offer apartments based off of income? That would make living on your own much more manageable financially until you are able to get a full time job. Otherwise, renting an apartment or a flat with other people might be your best bet. Having roommates to share expenses with can drastically reduce your financial burden!

Houses are a HUGE responsibility, a lot of work, and can cost a TON of money right off the bat. Not to mention if something breaks/needs maint/whatever - it is up to YOU to foot the bill to get it fixed... can't just call up the landlord and have them fix it on their dime! It doesn't sound like you're in a situation right now that fits with homeownership.

**Gamma** · 02-22-2010 07:05 AM

Hi, KMonte

Thanks for your reply and sorry I have not been on for a while.

Could not afford to rent an apartment and have no friends that will consider renting so am on my own on that one. Due to my health I have financial issues - cannot work due to NHS being slow and not coming up with the goods to sort out my health condition so am on a loser with that one unfortunately.

I know I am not going to ever be able to hold a full-time job down due to my degenerative spine condition. No chance. They have left me to degenerate and get worse so I know I will never get better enough for that. Only part-time if I am lucky.

I have no idea on house programs offering apartments based on income. I will have to look into that, though depends on how much...got to be able to eat and have other things, such as baths , etc.

I am definitely not in a situation that fits homeownership. I have come to accept the fact that maybe I have no choice but to remain where I am and suffer it.

Though I have posted another post about trying some sedatives for my father to see if that helps calm him a bit and take his temper down just a bit. Maybe that will make him just more bearable to be around.

Kind regards

Gamma

**KMonte85** · 02-22-2010 08:05 AM

Do some research into housing options in your area. I know in the US they have programs for people with disabilities or other circumstances that hinder their income.

If your friends will not move out, then think about looking in the paper or online for people who are looking for roommates. Or you could put out an ad yourself seeking a roommate - that may even be better as you can lay down the law about what kind of living arrangement you're looking for. You may not know them, but your roomies do not have to be friends. And as long as there is a mutual respect and both parties act responsibly, there is nothing bad about living with people you didn't know previously.

**Gamma** · 03-06-2010 06:15 AM

Hi, KMonte

My mother does not want me to move out with strangers or on my own due to my ill health so I really am not sure whether to think about leaving as she would be worried then. I would feel guilty of leaving her worrying about me.

She is concerned due to there being dangers of living with strangers and also living on my own in case I need help.

Though I will look into what you have suggested and see.

Kind regards

Gamma