You need to stay focused on two things: YOU and those BOYS. A big part of that is taking care of you and them by protecting them.... Find documents for all bank accounts....check their balances, then move ALL money that is in them to a new account with your name on it. Have the locks changed on all of the doors. If he's out, he's out and shouldn't be allowed back in unless it's on your terms.
Call all of the credit card companies and try to freeze the spending limits (first thing) or, if necessary, close all of them and open new accounts....of course you may have to move some balances with you. I would tell them that you are getting a divorce and need to prevent your ex-husband from going on a spending spree. Whether you get a divorce or not, desn't matter right now, it's protecting yourself and your children from financial harm that matters most.
Now for the toughest part.....STAY STRONG MOM !! Cry into your pillow at night, cry in the shower, cry when the kids are at school. One of your children's pillars just walked out the door. They can't afford to see the other one crumble in front of their eyes.... Are you sad, devastated, hurt and... of course you are. Are there going to be emotional times? Sad times? Angry times? Yes. It's okay to let them know that you are sad, have hurt feelings, etc. but for right now, it's better to talk about your emotions then show them. This will be very difficult at times.
Call on a friend, meet them for coffee, share with them what has happened and tell them you need an ear to listen, a shoulder to cry on, someone to help you make decisions and someone to help you deal with the unforseen bumps in the road ahead....whatever that road is going to look like.
Talk to your divorced friends and get referrals as to who they used for their divorce and contact a couple of them over the telephone. Ask them what's involved in getting divorced in NY state, how long it takes, how much it costs, who pays the legal (your) bills, who pays the mortgage and utility and other household bills to keep the house up and running.
You want a "junk yard dog" or "tasmanian devil" for an attorney, not "Bob the friendly attorney".
I hate to say it, but this is a "declaration of war" or at least you need to think like it is (IMO).
Stay in touch here. There are a LOT of GREAT people in here with simliar histories who may be able to help you.
I wish you well...




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