Quit smoking, get another few years of employment under your belts. How about going to college or trade school? Do you have insurance? Could you afford to live on only one income? If you have a difficult pregnancy you won't be able to work - can you afford that?
Children are expensive, day care is expensive, if your child gets sick one of you has to be home with them and that means you lose pay any may have medical expenses too. School isn't free - at least not in the US, you will have book fees, activity fees, art fees, as they get older even more fees.
No matter how mature you are, you are younger than you think and in the next 5 to 10 years you are both going to do a lot of changing and growing. I have an 18 yr old, who has been with the same young man for over 3 years, they are both in college, good students, vegetarians, very clean living and practical young people, both have jobs - they couldn't begin to support a child.
Give yourselves time to enjoy just the two of you. Get your credit established, get some savings, get some life experience. You have at least 20 more years in which to have a child - I had mine in my mid 30s and I'm glad I waited, I was so much more mature, emotionally balanced and able to be a much better parent for waiting. There is no hurry.



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