Long Term Care - Please Help!

[oldgrammy]

Hello all,

My name is Karla Johnson and I am a 67 year old woman from Texas (yeehaw! ). Here is my situation, I hope someone has advice for me as I really need it!

I have self diagnosed myself with the early stages of alzheimer's disease. My mother got it as well and I went through the whole process from start to current day (she is in now in a nursing home). Anyways, I was able to find a website that guided me through the application process for Long Term Care in my state and now that I have the quote back for how much it is going to cost me, I don't know if I can afford it! I have looked everywhere and it seems the free quote I got back from them was one of the lowest so that is not the problem, it is just that I have been out of work for quite some time and my husband is long passed away. My funds are running out and I am not sure where to turn next. I fear that I will become a financial burden to my family if I can not afford to pay for this Long Term Care Health Insurance which I think I will very desperately need soon.

Does anyone have any suggestions as where I may seek state or government funding for my Long Term Care payments? Any information would be greatly appreciated as I am losing my mind day by day over this (literally!). Thank you!

-Old Grammy

[missb]

I'm so sorry for your situation. My heart goes out to you. Have you tried the medicare website?? I know you said you don't want to be a financial burden on your family but what about talking it over with them? Maybe they can give you some advice or know where you can go to get some help. I know if my grammy was in trouble I'd want to help her in any way I could.. and not because of an obligation but because I love her very much! Best of luck oldgrammy!! My prayers are with you!

[rreynolds]

I totally agree with missb and think that you should talk to your family. Family is all we have and I'm sure out of love they may have some suggestions or be able to aid you in your search for information. I'm sorry I can't be of more help but I do think that your family will help give you some guidance. I will keep you in my prayers that you find a solution to your dilema. Take care and keep us posted.