As It has been said, it's a risk to loan money out. 24 hours can turn into 48 and then a week and sometimes years.
In my opinion, he was correct in denying the loan and asking you to ask family members first. You state your Dad and Sister were working ? A phone call could have gotten you a Yes or No from them. Is there a reason they wouldn't have loaned you the $50 ?
If it was Urgent you had that $50 that day and couldn't wait until the next day ( that you say you could have paid it back ) There are always Pay Day Loans and Pawn Shops.
Not to Judge you, but if you are " Good with Money " you should have had or make sure from Now On, that you have a back up fund, for just such Emergencies.
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