They planted an exciting seed into his mind, no Mortgage a house. This effectively also means it doesn't matter if he has or doesn't have a career he's safe. It sounds as if he has no passions in life, no real dreams and in that, nor should you, it doesn't matter you'll have a home. This worries me to be honest.
As for them leaving you finances if you both stayed here, that's not going to happen, there is a method in their madness
It's about keeping their son nearby. Remember your dreams.
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